Flat-Fee Investment Management
Prairie View Financial uses a flat-fee schedule instead of charging clients a percentage of assets under management. Fees are based on the client’s assets under management and service tier, allowing clients to know their advisory cost without having the fee automatically increase as their portfolio grows.
Fee Schedule:
| Service Tier | Assets Under Management | Fee |
| Tier 0 (Non-Discretionary Guidance) | Not Applicable | $400/year |
| Tier 1 | $0 – $50,000 | $400/year* |
| Tier 2 | $50,001 – $250,000 | $1,200/year |
| Tier 3 | $250,001 – $1,000,000 | $3,000/year |
| Tier 4 | $1,000,001 – $10,000,000 | $7,500/year |
| Tier 5 | $10,000,001 – $50,000,000 | $25,000/year |
| Tier 6 | Greater than $50,000,000 | $50,000/year |
*Tier 1 Fee is $400/year starting January 1, 2027. Prior to January 1, 2027, Tier 1 Fee is $600/year.
How Fees Are Paid
For investment management clients, annual advisory fees are billed quarterly in advance and deducted from the client’s custodial account. Tier 0 non-discretionary investment guidance is billed annually.
Why Flat Fees?
Percentage-based advisory fees can compound into substantial lifetime costs as portfolios grow. Prairie View Financial’s flat-fee model is designed to help reduce that fee drag and allow more of a client’s portfolio to remain invested.
Simple & Transparent
Clients know the stated dollar amount of their advisory fee rather than paying an ongoing percentage of their portfolio.
Fees Don’t Automatically Rise With The Market
Under a percentage-based fee structure, advisory fees can increase simply because portfolio values increase. Prairie View Financial’s flat-fee model is designed to reduce the direct relationship between routine market appreciation and advisory fees.
Aligns With Long-Term Investing
Our fee schedule is intended to keep the focus on investment strategy, portfolio construction, and the client’s long-term goals rather than the amount of revenue generated from portfolio growth.
